No money down - 100% financing options available! This is not a condo, no HOA! Welcome to Your Dream Home in Cully! This stunning new residence boasts an impressive 95 BikeScore, making it a cyclist's paradise! Just 0.5 miles from the vibrant NE Fremont St, you'll enjoy easy access to parks and a wealth of local amenities. Step inside this impeccably designed home and be greeted by a bright, open-concept layout. The spacious living and dining area features lofty ceilings and a cozy fireplace, perfect for gatherings or quiet evenings. The kitchen is a chef's delight, showcasing warm cabinetry, abundant storage, exquisite tile work, and gleaming stainless steel appliances. Retreat to the sun-soaked primary suite, complete with expansive windows and a luxurious ensuite featuring a stunning walk-in shower. Upstairs, you'll find two additional spacious bedrooms connected by a charming jack-n-jill bathroom, equipped with a relaxing soaking tub. Enjoy outdoor living in your private fenced backyard Plus, with a one-year builder warranty from a local boutique builder, you can enjoy peace of mind in your new home. Don't miss this opportunity to experience the perfect blend of modern living and vibrant community! (List price is subject to the buyer qualifying for the Portland Housing Bureau - System Development Charge exemption program to promote affordable housing in Portland, call for more info.)